I took Reg to open his own bank account several months ago. To be honest, if you asked me, I might have recalled that the bank visit was just a few weeks ago. Who knows when things happen? Well, apparently not me.
The other day, Reg pointed out that he still had caddy money from the SUMMER in his drawer. In a sandwich bag. To the tune of $2,995. *Gulp* Why was that not put in the bank already? He made over $7,000 over the summer and the first amount was deposited mid summer.When the girls and I went to look at prom dresses last weekend, I told them we had to first stop at the bank and make this deposit. *Rather than post a photo of stacks of money, I thought you'd enjoy prom dress photos, I fear this post might be boring, but I'm currently fired up, so if it bores you, I apologize, enjoy the dresses* I can deposit Reg's money in my account and then transfer it to his. In the times before he had his own account at our bank, I would deposit his money and then alert Coach so he could transfer it to Reg's college 529 account.
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Warning: I might have just made up the '529'. Is that what it's called? I do lots of things here at Chez Shenanigan, as I believe you, my faithful reader will recognize. I do not, however, move money in and out of the college accounts, or fill out a FAFSA, or send money to the colleges for tuition. I'm more of the read-your-college-essay, take-you-on-college-visit, shop-for-your-college-gear type.
Anyway, our original system was confusing. I disliked mingling his funds with ours, same feeling I had when we handled the older kids' money that way until they got their own accounts. It was a lot to hope that we remembered to transfer kids' funds to their respective 529 thingies, which are not AT our bank and so it is a whole other process.
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I then drove to the branch that is further away and has both a drive up and human tellers to deposit Reg's money with a paper deposit slip - no cash card required. The next day, I went online to transfer his caddy money to his account. I could not find his account among the linked accounts. They are labeled COLLEGE ACCT, HIGH SCHOOL ACCT depending on which kid it's for.
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and spaghetti straps
Today, after Curly's travel games, I told Reg that we were going to run to the bank and open an account for him AGAIN. Ed called from Budapest, so we all stood around and chatted with him on speaker phone for 10 minutes and Reg and I left a little later than we planned. By the time we got to the bank, it was 1:45. They close at 2. The banker, who knows me, wasn't there.
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Making an appointment is for people who know when they will have an opportunity to come to the bank with a busy kid who doesn't have a license yet.
Between his school, basketball, and my babysitting, I have no idea when that will happen. I don't like to send Coach, because I delegated this to him once. He set up Mini and Tank's accounts, but didn't link them to our accounts, so I couldn't see balances or transfer money to them while they are at college, etc. The bank had to close out their accounts and redo them in order to link them. That seemed archaic, but whatever.
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I also felt like if this woman didn't have a live person at her desk, maybe she could've set up an account. Maybe she didn't realize that we have a bunch of accounts already, because I think adding an account to our other accounts doesn't take that long. If memory serves, which - well, we're learning here that my memory is lacking at the moment, but I don't think it would take that long. I really wanted this off of my list. Like REALLY.
In addition to the bank account not staying open and the bank with live people being open, but not being able to help - I have another few stories of not opening/not working. I'd ask you to guess what they are, but they are pretty far fetched. The upcoming stories are more humorous, I think. So thanks for allowing me to vent. Tune in next time (Wednesday) for the next installment of when things won't open, or won't work.
Please share in the comments WHICH DRESS YOU LIKE THE BEST (your opinion will not sway Mini, pretty sure she's selected 'the one' - will reveal that soon), OR WHAT DO YOU WANT OFF OF YOUR TO DO LIST, OR WHAT ISN'T WORKING, OR A TIME WHEN CUSTOMER SERVICE SEEMED TOO FARFETCHED TO THE PEOPLE AT THE PLACE?